Car Accident Lawyer Serving Cherry Hill and All of South Jersey
After a car accident, the insurance company starts building its case immediately. We make sure you're not left behind.
South Jersey Roads Are Dangerous — and Insurance Companies Know How to Use That Against You
We Represent Car Accident Victims to Help Fight Back
Car accidents happen every day on Route 70, Route 38, Route 73, and the I-295 corridor through Cherry Hill and the surrounding communities. These are some of the most heavily traveled roads in South Jersey, and the crashes that occur on them range from rear-end collisions at congested intersections to high-speed impacts on the highway. When you're injured on one of these roads, you're not just dealing with physical recovery — you're dealing with an insurance company that has already assigned an adjuster to your claim.
At Stopper Lopez LLC, we represent car accident victims across South Jersey, including Camden County, Burlington County, and Gloucester County. We know these roads, these courts, and how NJ's insurance system works — and we use that knowledge to build the strongest possible case for every client we take on.
How NJ's No-Fault Insurance System Affects Your Car Accident Claim
New Jersey operates under a no-fault insurance system, which means your own Personal Injury Protection (PIP) coverage pays your initial medical bills regardless of who caused the accident. But no-fault coverage has limits — and it does not compensate you for pain and suffering.
Whether you can sue the at-fault driver for pain and suffering depends on the tort option you selected when you purchased your auto insurance policy:
- Standard tort (unlimited right to sue): You can pursue a personal injury claim against the at-fault driver for pain and suffering, even for moderate injuries.
- Limited tort (verbal threshold): You can only sue for pain and suffering if your injuries meet New Jersey's "verbal threshold" — meaning they must be permanent, significant, or involve specific categories like fractures, disfigurement, or loss of a body part.
Most people don't know which option they selected — or what it means for their claim. We review your policy during your free consultation and tell you exactly where you stand.
What Your Injuries Are Worth — and Why Documentation Matters
The value of a car accident claim in New Jersey depends heavily on the nature and severity of your injuries, the strength of your documentation, and how well your attorney builds the factual record. Common injuries we handle include:
- Whiplash and soft tissue injuries
- Herniated and bulging discs
- Traumatic brain injury (TBI)
- Fractures and orthopedic injuries
- Nerve damage and chronic pain conditions
Even injuries that appear moderate at first — whiplash, for example — can result in months of treatment, lost income, and lasting limitations. A documented treatment history from a physician who connects your injuries to the accident is one of the most important factors in recovering full compensation. We work with your medical providers and, when necessary, retain experts to establish the full scope of what the accident cost you.
Don't Let the Adjuster Write the Story
One of the most common mistakes car accident victims make is speaking with the insurance adjuster before consulting an attorney. Adjusters are trained to gather information that minimizes your claim — and anything you say can be used to reduce or deny your settlement.
New Jersey follows a modified comparative negligence standard, which means the insurance company may try to assign you a share of the fault to reduce what they owe. If they can establish that you were more than 50 percent at fault, you recover nothing. We investigate accident scenes, obtain police reports, review traffic camera and witness evidence, and build the factual record that establishes clear liability. Shared fault is a negotiating tactic. We know how to counter it.
Once we're retained, we handle all communication with the insurance company directly. You focus on recovering. We handle the rest.
Results That Reflect What We Fight For
Our attorneys have recovered significant verdicts and settlements for South Jersey car accident victims, including results exceeding $719,000. Every case is different, and past results do not guarantee a future outcome — but our track record reflects what happens when an experienced auto accident attorney in South Jersey builds a case the right way, from investigation through resolution.
What a Car Accident Lawyer Does That You Can't Do Alone
Hiring an experienced car accident lawyer Cherry Hill NJ residents trust means having someone in your corner who understands every phase of the claims process — from the initial demand letter to litigation if the insurance company refuses to pay fairly. Here is what we do on your behalf:
- Investigate the accident and preserve critical evidence
- Review your insurance policy and identify all available coverage
- Coordinate with your medical providers on documentation and records
- Calculate the full value of your claim, including future medical needs and lost earning capacity
- Negotiate directly with the insurance company
- File suit and litigate when the offer does not reflect the true value of your case
There are no upfront costs. We work on a contingency fee basis, which means we only get paid when you do.
FAQ
Frequently Asked Questions
What is the statute of limitations for a car accident claim in New Jersey?
In New Jersey, you generally have two years from the date of the accident to file a personal injury lawsuit. Missing this deadline almost always means losing your right to recover compensation, so it is important to consult with an attorney as soon as possible after a crash.What if the other driver was uninsured or underinsured?
New Jersey requires drivers to carry Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage. If the at-fault driver has no insurance or insufficient coverage, your own policy may provide a path to compensation. We review your coverage during your free consultation and identify every available source of recovery.Should I talk to the insurance adjuster before calling a lawyer?
No. Insurance adjusters represent the insurance company's interests, not yours. Even a casual conversation can be used to reduce your claim. Call us first — the consultation is free and puts you in a much stronger position before any communication with the insurer takes place.What if I was partly at fault for the accident?
New Jersey's modified comparative negligence law allows you to recover compensation as long as you were not more than 50 percent at fault. Your recovery is reduced by your percentage of fault — but you still have a claim. Insurance companies routinely exaggerate the victim's share of fault to pay less. We investigate and push back with evidence.Are my injuries serious enough to justify hiring a car accident attorney?
If you sought medical treatment after the accident, it is worth a conversation. Even moderate injuries with documented care can support a valid personal injury claim in New Jersey. Our consultation is free and comes with no obligation — the only risk is not finding out what your case may be worth.
What to Do After a Car Accident in Cherry Hill, NJ
The steps you take in the days immediately following a crash can have a significant impact on your claim. If you are physically able, take the following steps:
- Call 911 and get a police report filed at the scene.
- Seek medical attention immediately, even if you feel only minor pain.
- Document everything — photographs of the vehicles, the road, and your injuries.
- Exchange insurance and contact information with all drivers involved.
- Do not give a recorded statement to any insurance adjuster before speaking with an attorney.
- Contact Stopper Lopez LLC for a free, no-obligation case review.
Early documentation and prompt medical care are the foundation of a strong personal injury claim. Delays in treatment give insurance companies grounds to argue your injuries were not caused by the accident.
